Looking for competitive interest rates on a pre-owned Chevy, Ford or Honda? Auto Mart USA is your reliable partner. Committed to helping customers secure desirable auto loans and credit options, our finance team ensures complete satisfaction for all shoppers. At our used car dealership near Centennial, we make customer needs our top priority irrespective of their financial situation.
To provide an in-depth understanding of the auto financing process, we've compiled a list of frequently asked questions to help you with your car-buying journey. Stop by our showroom now to view our pre-owned Kia vehicles or used Honda cars for sale.
Used Car Financing FAQs
How much deposit will I need to finance a used car?
Deposits aren't usually necessary, but any amount paid upfront helps reduce your monthly payments.
What will my interest rate be?
Interest rates are influenced by factors such as your credit score and the model, year and mileage of the vehicle you're purchasing.
Can I reduce my monthly payments?
Certainly! Monthly payments can be adjusted based on your down payment and terms set during the finance process. You may also choose to refinance your vehicle down the road.
Can I still finance if I have low credit score?
Yes! At Auto Mart USA, you can finance a car even if you have a low credit score. Ask a member of our team about our subprime car loans in Colorado.
What if I don't have a credit history?
Even without any credit history, you can still purchase a car, though you may need to pay a larger down payment and higher interest rate.
What is a subprime loan?
A subprime loan is a type of loan that is extended to borrowers with low credit scores, who are considered higher risk. These loans usually come with higher interest rates but can help you drive home in your dream GMC truck or Subaru SUV near Centennial.
What if I want a different car after I recently financed one?
Come visit us at Auto Mart USA! We'll help explore your trade-in options and ensure you drive home in the vehicle you love.
Local Car Dealer in Parker, CO
Do you have more questions about financing a car in Colorado? Contact Auto Mart USA today to speak with a member of our team and to schedule a test-drive. We're eager to help you find the perfect fit from our expansive inventory that includes popular models from brands like Toyota, Kia, GMC and even Mercedes-Benz. Centennial drivers choose us for a reason -- and so should you!
